Open House Reviews | Open House New York » open house realestate

Am i responsible for the 2ND mortgage?

Admin — Tue, 29 Jun 2010 11:14:50 +0000

I had a townhome that went into foreclosure 13 months ago. the 1st loan is showing closed but with the balance as the bank has not sold the house yet. but the 2nd loan is open and active and 180 days late (the loan was bought by a different bank). the balance on that is near 24k, i called the loan comp and they said to write a letter and offer to settle for 00 with in 30 days and they would consider it. I thought that if the $ from the house didnt cover the the 2nd the it was written off. What do i do! ? Thanks for your advice! also know of a good realestate lawyer that gives free consultations? Im in Colorado.

Am I financially stable enough to have a baby?

Admin — Tue, 11 May 2010 18:45:52 +0000

I have been working since the beginning of 2006 and make ,000 a year (before stupid taxes)…I get about ,800.00 a month after taxes. I still live at home with my parents.

I give about ,000 to my parents every month (helps pay mortgage and my sister’s tuition)…so far, I have given them about ,000. I TRY to put aside 00 a month into my savings, but its tough. According to my personal budget/forecast, at the end of 2008 I SHOULD have about ,000 in my savings, plus an additional ,000 in a CD. I’m also planning on opening up an Traditional IRA next year with annual contributions of the full ,000.

The problem is that my bf is unemployed and it doesn’t seem that he will find a job soon. He is a photographer and its hard to find steady income. Also, I live in SoCal and realestate prices are still inflated. Its about 0,000 for a 1,500 sf house. To rent an apartment will cost about 00/month including utilities.

What do you guys think? Is that good enough?
My bf wants to get married soon, but I’m not all into marriage. I don’t really like the idea of spending ,000 on a wedding when I can put that towards a downpayment for a house.

If you think that I’m not financially stable enough to have a baby…am I at least doing a good job on saving money so far?
I have known my bf for 15 years and have been dating him for 8 years…I’m pretty sure that he’s the right guy for me. He’s already proposed to me several times, but I say "no" just because I don’t really see the point in a big wedding (which he wants).

My bf’s mom is a stay-at-home-mom and my mom works from home, so they both will be available to take care of the future baby.

I know my bf needs to have a steady job before I can have kids, but its hard to be consistant when he is a photographer. I know it sounds like an excuse, but I believe its important to have a job that you love or that you’re good at.

Also, I don’t feel like I’m getting ahead of myself. I have been thinking and investing in my future for a long time. Now that I’m 23 years old, I need to start setting things in stone. I have always planned on having kids by the time I’m 25 years old, but I want to be sure that I can afford it.

Are there any suggestions?

How do I get a business started?

Admin — Mon, 10 May 2010 18:46:31 +0000

I’m in the process of trying to start a small DJ company called "Sheba Rocks". Well, that’s one of the names I’m looking at. And it will be a group of female DJ’s in the Washington D.C., Northern VA area. But I want to open up a studio in the Northern VA area for recording and to house the business. What should I do? Where should I start?

I don’t know who to contact about a small business loan (much less if I even qualify with my low credit score and I don’t know how to acquire the equipment and realestate I will need to get things going.

business Ideas for 2007?

Admin — Sun, 09 May 2010 19:13:16 +0000

I need good business idea to make some 0,000 this year.
Please only solid business ideas please don’t tell me about any pyramid scheme or that type of business.
I am a car dealer I sell cars on ebay but want to try other business.
I like realestate and will be involved in house flipping. Any other good idea for real estate?
I have tought of selling stickers and signs that I can pruduce and sell on ebay….
Any good ideas on what to sell on ebay?
I’m open to all good ideas and willing to try anything except businesses like amway,avon,nikken or any other pyramid scheme.
Get your idea box open and help me out Thanks

Ok you Guys, I Really Need Help and Not Many People are Answering my Question. Open! Will Pick Best Answer!?

Admin — Sat, 08 May 2010 19:14:06 +0000

Ok so i really need to know if you think this is a realistic career goal. I want to be a teacher and a realestate agent. I would work from 7 AM-4 PM everyday as a teacher. I would probably work as a realestate agent every other day during the week in the evenings and on Saturdays. I would grade papers during the day so I wouldn’t have to worry about that either. I also know someone who works as a nurse and a realestate agent. So what do you think? Realestate would also not be like a main focus. Maybe sell a couple houses here and there but it’s not going to be major. Just help me out please…?